Free Tool
EMI / Loan Calculator
Calculate monthly EMI for home loans, car loans, and personal loans in Nepal.
Nepal bank rates:
EMI Formula
EMI = P × r × (1 + r)ⁿ / ((1 + r)ⁿ − 1)
Where P = Principal, r = Monthly interest rate (annual ÷ 12), n = Number of months.
- Nepal Rastra Bank base rate applies to all commercial bank loans
- Home loan rates: typically 8–11% per annum
- Car/vehicle loan: 9–12% per annum
- Personal loan: 12–18% per annum
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